As you already know, it’s required by Washington state law to purchase auto insurance once you register a vehicle. It’s illegal to get on the road without it. The purpose of car insurance is to provide financial coverage in the event you get into an accident. But what happens when your car insurance money isn’t enough to cover the cost of your damages? Unfortunately, this happens to many Washington residents every year, and many people don’t know where to turn when they are stuck with high medical bills and mechanic bills after a car accident.

The first step you should take is to contact a personal injury lawyer in Washington. A personal injury lawyer can help you file a car accident claim that holds the at-fault party available for the damages they caused. If you were involved in a car accident that occurred due to someone else’s negligence, you shouldn’t be on the hook to pay out of pocket for those expenses.

Read on to learn more about the process of filing a car accident claim in Washington, and how you can recover faster after a car accident when insurance money just isn’t enough.

What Are Auto Insurance Coverage Minimums In Washington?

Every state sets minimum amounts for how much or little auto insurance coverage you may have. You must purchase a certain amount of coverage so that the basic expenses of a car accident are generally covered.  However, some car accidents cause more damage than the insurance payout can cover. 

In Washington state, car insurance minimums are as follows: 

“Anyone who drives a motor vehicle or a motorcycle (effective July 28, 2019) in our state must carry liability insurance with liability limits of at least:

  • $25,000 for injuries or death to another person
  • $50,000 for injuries or death to all other people
  • $10,000 for damage to another person’s property

How Does A Lawyer Help Me Pay My Medical Bills After A Car Accident?

If you are a Washington resident who suffered a car accident, unfortunately you know just how hard it can be to recover. If you’ve been injured, you likely have to miss work to attend doctor’s appointments or rehabilitation, and the cost of repairs to your vehicle could soar into the thousands. On top of everything, the trauma alone from a car accident alone is enough to bring about serious hardship.

First and foremost, getting medical bill compensation is crucial for some accident victims to move forward after the crash. Insurance money only covers a small extent of your accident-related expenses, and often insurance companies try to pay out the least amount of money possible. Your attorney will fight for your right to medical bill compensation. If you are stuck at home, and cannot work, because you need to heal your injuries, we will fight for you to receive this missed money in your paycheck via lost wage compensation. On top of everything, we will also fight for your right to pain and suffering compensation, as your depression and anxiety following the accident are not to be overlooked.

Your lawyer will help fight for this compensation by presenting evidence before a judge that demonstrates that you did not cause the accident. By leveraging eyewitness testimonies, photos from the accident, and other pertinent evidence, together we can demonstrate before a judge that you deserve sufficient compensation, especially to supplement what your auto insurance didn’t cover. Additionally, if your insurance company is acting in bad faith and does not pay out the appropriate amount of money, we can help you defend yourself against them and get the money you deserve.

Schedule A Free Car Accident Consultation With Church And Page Lawyers Today

When you get into a bad car accident, it can take months or even years to recover. It’s difficult to stay financially afloat when you have medical bills to pay for, and you can’t get to work due to your accident related-injuries. At Church and Page, we understand how frustrating it is to be stuck with unforeseen finances after an accident, especially when your insurance coverage didn’t end up covering enough damages.

We offer a free, no-obligation car accident consultation to any Washington resident who needs help getting back on their feet after a car accident. We take the time to listen to your frustrations and concerns, and will stop at nothing to hold the at-fault party accountable and get you the personal injury settlement you deserve.

Schedule your free car accident case evaluation with Church and Page lawyers today.